Wangiri Scam: Why a Missed Foreign Call Can End Up on Your Bill

Wangiri Scam: Why a Missed Foreign Call Can End Up on Your Bill

A single ring, a hang-up and a foreign number in the call log—often +355, +225 or +234—is bait. Calling back connects you to a premium-rate line, with a cut going to the fraudster. The Guardia Civil has warned about wangiri since at least 2016; Maldita.es compiled its alerts in June 2022. The risk is billing … Read more

Safe Listening Limits: How iPhone and Android Track Your Weekly Sound Dose

Safe Listening Limits: How iPhone and Android Track Your Weekly Sound Dose

Headphone safety is now a software issue as much as a hearing-health one. The World Health Organization and European regulators converge on a simple weekly budget: 80 decibels for 40 hours per week. Above that, the safe allowance collapses. At 90 dB, the WHO estimates four hours; at 100 dB, about 20 minutes. Since most … Read more

Phone Insurance Decoded: What Robbery, Theft and Screen Cover Really Pay For

Phone Insurance Decoded: What Robbery, Theft and Screen Cover Really Pay For

At checkout, a new phone often comes with an “all-risk” insurance offer. The deciding question is rarely asked: would the policy pay if the handset vanished from a café terrace table while you looked away? With many policies, no. Robbery and theft differ: force, violence or intimidation against a person is treated separately from a … Read more

Why Language Models Invent Facts, and Why Test Scoring Keeps It Alive

Why Language Models Invent Facts, and Why Test Scoring Keeps It Alive

OpenAI and Georgia Tech researchers asked a latest-generation open model for co-author Adam Tauman Kalai’s birthday, adding one condition: answer only if you know. Three attempts produced three different dates, all false; it never admitted ignorance. That example opens Why Language Models Hallucinate (September 2025), which says the problem comes from text-prediction training and from … Read more

Deleted Files: Where They Go, and Why SSDs Rarely Give Them Back

Deleted Files: Where They Go, and Why SSDs Rarely Give Them Back

Deleted files rarely disappear the instant you hit the button. On phones, computers and cloud services, most items sit in a trash or recycle bin with a fixed expiry date. Once that window closes, a backup is the only dependable route. On modern solid-state drives, even specialist recovery tools often have little to work with, … Read more

Direct Debit Refunds: Deadlines, Bank Obligations and Unpaid Debt

Direct Debit Refunds: Deadlines, Bank Obligations and Unpaid Debt

An unused gym membership, a shocking electricity bill, a debit from a firm you have never heard of: for any direct debit, you can ask your bank to send the money back, and the law gives the bank a deadline to answer. The rules come from Spain’s Royal Decree-Law 19/2018 on payment services, which transposed … Read more

Biometric Banking Security: Why Your Passcode Is the Real Weak Link

Biometric Banking Security: Why Your Passcode Is the Real Weak Link

Using a fingerprint or face to open a banking app feels high-tech, but the bank never sees either. Your phone compares the scan with a template in an isolated chip and tells the app only yes or no. The real weak point is the handset passcode. This guide is for daily bank-app users who want … Read more

Deloitte’s AI Disclaimer Collides With a ChatGPT Tag Hidden in Its PDF

Deloitte’s AI Disclaimer Collides With a ChatGPT Tag Hidden in Its PDF

Western Australia is seeking a partial refund of the A$166,000 it paid Deloitte for a 219-page cost-benefit analysis of a three-university merger. The report has misattributed references, repeats 55 times a Curtin name unused since 2010 and contains arithmetic gaps of A$260 million and A$311 million. Its strangest flaw: a compliance section claiming no AI … Read more

Microsoft’s Diagnostic AI Beats Generalists in a Simulation, Not in a Clinic

Microsoft’s Diagnostic AI Beats Generalists in a Simulation, Not in a Clinic

On 22 October Science published the peer-reviewed paper in which Microsoft says DxO — the Diagnostic Orchestrator announced as MAI-DxO — gets 83.2% of 304 New England Journal of Medicine cases right, against 36.1% for generalists. For emergency admissions the figures are 80.3% versus 46.8%. The paper is public, peer reviewed and explains its method. … Read more