Direct Debit Refunds: Deadlines, Bank Obligations and Unpaid Debt
An unused gym membership, a shocking electricity bill, a debit from a firm you have never heard of: for any direct debit, you can ask your bank to send the money back, and the law gives the bank a deadline to answer. The rules come from Spain’s Royal Decree-Law 19/2018 on payment services, which transposed … Read more