Contactless Card Fraud Explained: Real Risks, Cloning Myths and NFC Defenses

Contactless Card Fraud Explained: Real Risks, Cloning Myths and NFC Defenses

Contactless payments have become the convenient villain of card fraud: the fear is a hidden reader skimming a card through a pocket and cloning it. The evidence is more nuanced. European supervisors and researchers agree contactless has limits, but most card fraud happens elsewhere—mainly in remote payments and schemes that persuade the cardholder to act. … Read more